eXpress Accounts

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Open More of the Right Accounts with Less Effort

Open more deposit accounts. Increase customer satisfaction. Manage fraud and risk. Reduce costs. All in one simple, secure solution. Designed to meet the growing demands of financial institutions, ChexSystems^SM eXpress Accounts provides a comprehensive real-time online account opening and funding system for your institution.

Leveraging our more than 35 years experience in financial data and compliance, eXpress Accounts integrates all the processes necessary for successful and secure account openings including real-time identity verification, initial funding, automated decisioning, personalized cross selling, electronic signatures, compliance with USA PATRIOT Act and OFAC regulations and back-office reporting. To ensure that every institution has the option to utilize our online account opening service, we are introducing the community version of eXpress Accounts.  We have developed a variety of packages that allow you to choose, implement and pay for the solution you need today. eXpress Accounts ensures you have the business insight needed to open more of the right accounts online.  It’s just easier!

How can eXpress Accounts help your institution?

• Streamlines your new opening process across delivery channels.
• Offers prospective and current customers the highest levels of convenience which help expand relationships and increase account activity.
• Reduces your online abandonment rate.
• Opens more of the right accounts by leveraging the industry’s powerful risk and decisioning tools.
• Reduces the potential for fraud.
• Enables targeted cross selling which increases your profitability and your consumer’s satisfaction.
• Automates identity verification to assist with your USA PATRIOT Act and OFAC compliance efforts.
• Delivers challenge questions to provide an additional layer of authentication that the applicants are who they say they are.
• Manages your strategies, account applications, documents and reports through a centralized simple-to-use management console.
• Provides the convenience of initial funding by ACH, debit card or credit card, cash or check in real time.
• Makes the most of your technology investment.

To discuss which package will help your institution meet and exceed your business goals, contact us at 1-888-933-8637 (press 1 twice) or FISOneVoice@FNIS.com.